The Three Pillars of Financial Planning by Richard Dwayne Blair

Most people are not prepared for their retirement. And many other people have little to no money saved during their younger years. However, one financial planner has created a simple three step process to creating financial wealth and stability. That financial planner, Richard Dwayne Blair, has made it simpler than ever to understand financial planning through his “Three Pillars” strategy.

The First Pillar

The first pillar of financial planning is creating a roadmap for the client. That means a financial planner like Richard Dwayne Blair will seek to understand the goals, risk tolerance, strengths and opportunities for growth. For instance, if a client is younger, Mr. Blair will recommend a more aggressive with the client’s investment portfolio. If the client is older, Mr. Blair would then recommended a more conservative investment strategy. Additionally, understanding a client’s goals will help Mr. Blair understand what steps to take in helping their client reach their magic number.

The Second Pillar

The second pillar involves creating a effective long-term investment strategy for the client. Mr. Blair helps his client’s navigate the moving markets by moving a client’s money into more stable assets during unsure times in the markets. When he markets begin to stabilize and grow, Mr. Blair will find opportunities for his clients to capitalize on rising asset prices.

The Third Pillar

The third and final financial pillar is to monitor a client’s portfolio performance. Once Mr. Blair as determined a client’s risk tolerance and goals, he will then carefully watch the client’s portfolio. The third pillar is designed to help the client safely reach their long term goals.

Richard Dwayne Blair is the owner of Wealth Solutions, Inc. Based in Austin, Texas, Mr. Blair has been registered with the Securities and Exchange Commission (SEC) for the past 23 and is subject to SEC oversight. Wealth Solutions, Inc. currently has $52 million RIA.

 

Deirdre Baggot the Healthcare Pioneer

Deirdre Baggot is a healthcare strategist and payment expert who has a Ph.D., MBA, and BSN. She lives in Denver, Colorado area. She earned her bachelor’s in nursing from Southern Illinois University in Edwardsville, certificate in Health Care Executive Leadership from Wharton School of the University of Pennsylvania in Philadelphia, an MBA from Loyola University, Quinlan School of Business in Chicago and a PhD from the University of Colorado in Denver. Deirdre Baggot has extensive experience as a clinician and hospital executive.

Deirdre began her career at Northwestern Memorial Hospital in 1977. She started out as a resource coordinator and staff nurse and also as the hospital administration group manager. She decided to move to Ann Arbor, Michigan and joined the University of Michigan Health System after working at the Northwestern Memorial Hospital for six years. She became the business analyst as well as the administrative manager in the organization. During the tenure of her work at the organization, she received an award for outstanding leadership in safety during the three years she worked at the organization. She also earned a Lean/Sigma certificate. View Deirdre Baggot’s profile at Linkedin

She later moved to Denver, Colorado in 2006 and became the senior administrator of the Cardiac and Vascular Institute at Exempla Saint Joseph which is a subsidiary of SCL Health. She helped the hospital win a bid of being selected for a pilot program as an Acute Care Episode Cardiovascular Services. In this organization she was responsible for business development, payer contracting, recruiting, acquisitions, marketing, and many other roles. She worked in the organization for four years, and during the four years she made an addition of 11 clinic locations and recruited the organization’s additional team members.

Deirdre Baggot was then appointed in 2012 by Centers for Medicare & Medicaid Services as a Bundled Payments’ expert reviewer for the for Care Improvement initiative. She later got a position at GE Healthcare partners as a senior vice president in Los Angeles, California. Her focus on payment reforms innovations has led to the extensive growth and leadership in the healthcare Industry.

In addition to her healthcare career, she is also an author and has more than 20 published papers and is also a national speaker. Currently, she serves the Colorado Organization of Nurse Leaders board. Check: https://www.worldcongress.com/speakerBio.cfm?speakerID=3998&confcode=HL17004

 

 

The Importance of Education When it Comes To Fashion and Art. And How Academy of Art University is The School to Go To

While there are a ton of people who can at least try to get started on their own business without getting a formal education, there are many reasons why people should get an education before getting started on a certain business. In the case of fashion, education helps a lot. One thing that education can do when it comes to art forms like fashion, getting an education at Academy of Art University can really give people the tools they need to move forward. For one thing, the classes offered at this school go into fashion in ways that people don’t think about.

There are many topics and aspects of fashion that people often don’t consider. However, when they are explored, they can bring forth some insights that are good for the path that the students want to pursue. One of the reasons that it is important to think about many different aspects of fashion is that this can help bring forth inspiration. One thing that is worth looking at is not just the design but the purpose behind the designs. Often times, the function of a design is what drives the fashion. As a matter of fact, many of the pieces of fashion that have lasted very long not only looked good but also served a great function.

Another good thing that Academy of Art University does is help people go to shows so that they can see what the trends are in the fashion industry. One thing that can happen is that people can get some kind of inspiration from the designs they see. Then they can work some of the ideas from various sources into their own type of style. They can get their audience very excited about the type of items they are offering them to try on.

 

The Chainsmokers Earn the #3 Spot For Longest-Running Top Dance Album

The Chainsmokers may have already seen a lot of success with their singles that they released in 2018, but they are still seeing chart-topping sales for their last album, Memories… Do Not Open. Even though it has been over a year since the award-winning album, it is still topping the charts in the Dance category. This achievement makes the 2017 release the third longest running album to stay at the top spot on Billboard’s Dance charts.

With 34 non-consecutive weeks at the number 1 spot, it looks like it’s not going anywhere anytime soon. If The Chainsmokers’ Memories… Do Not Open does happen to drop beneath that coveted position, it probably won’t be for that long. Billboard’s Dance and Electronic chart measures the most popular albums based on pure data instead of any opinions that may skew the results.

Tied with Memories… Do Not Open is the album Demon Days from the Gorillaz that was released 13 years ago. Even to this day, Demon Days still finds itself on the Billboard charts. Unfortunately for the Gorillaz, there isn’t much of a chance for Demon Days to hit the top spot again which looks great for The Chainsmokers. In just a few weeks, Memories… Do Not Open might secure the number 3 spot from the Gorillaz.

While there have been times when The Chainsmokers have lost the top spot to make room for other artists, it usually isn’t long until they hop back to number 1. An example is the weeks that directly followed EDM artist Avicii’s death. Both Drew Taggart and Alex Pall greatly respected Avicci and recognized his work during the Billboard Music Awards with Halsey and alone.

The Chainsmokers originally consisted of Alex Pall and Rhett Bixler. It wasn’t until 2012 that Drew Taggart replaced Bixler and they began became a DJ duo. Before creating the original arrangements that they are best known for, they began by remixing indie songs. They obtained international recognition when their single “Selfie” was re-released under Republic Records in 2014.

https://www.billboard.com/articles/news/bbma/8456918/the-chainsmokers-halsey-pay-tribute-avicii-2018-billboard-music-awards

Malcolm CasSelle Expects Big Things Between The Videogame Industry and Cryptocurrency

When you think of Cryptocurrency you may not jump to the next closest topic being that of Gaming or video games. The relationship between the two is closer than you could imagine. The global leader of in-game virtual assets, that is things like skins on Counter-Strike, apparel on PlayerUnknown’s Battlegrounds and other cosmetic items in a variety of games is OPSkins. It is no coincidence that they are also the largest bitcoin merchant in the entire world.

OPSkins has started a new blockchain platform aimed at the massive video game asset trading market called WAX (Worldwide Asset Xchange). This blockchain focuses on a niche, namely gamers and those who collect video game digital assets but it is a niche that is by no means a small one. It may be a special group, but it’s quite the behemoth. The global video game industry is currently valued upwards of a $100 Billion and it shows no signs of slowing down. It is this niche that WAX looks to satisfy with their blockchain focusing purely on digital assets and solving the issues that currently plague the market like fragmentation of the market, fraud, legal boundaries and permissions.

WAX is headed up by Malcolm CasSelle as the president of the blockchain platform and is also the current Chief Information Officer (CIO) of OPSkins. Malcolm CasSelle has the experience to lead the platform thanks to his education from prestigious Massachusetts Institute of Technology and Stanford University.

He followed up his impressive education with a stellar career, which has been nothing short of amazing with him being in a leadership role at various digital companies with his portfolio including the likes of Xfire, MediaPass, and even Groupon’s Chinese collaboration with Tencent. He also brings with him the experience of being an early and active investor in massive digital success stories like Facebook and Zynga.

In fact, PCCW, a company Malcolm started during the early days is now valued at over $35 Billion. His credentials are astounding and his vision and forethought have him convinced that the Gaming industry holds the key to the Cryptocurrency boom. With him at the helm at WAX, you wouldn’t want to bet against his judgement!

 

Brian Torchin and Brilliant Staffing Techniques

Brian Torchin currently is at the helm of a firm that’s called HCRC Staffing. HCRC Staffing is a company that’s composed of recruitment counselors who cater to the medical care world. The objective at HCRC Staffing is to help medical practices of all kinds locate and hire first-class employees. The company’s main office is in Narberth in Pennsylvania close to Philadelphia. Torchin is both its Chief Executive Officer and President. Torchin is a company leader who appreciates the strength of social media platforms such as Twitter. He’s had an active account with Twitter since the summer of 2009. He posts Tweets on a frequent basis. They delve into topics that are relate to his company and to its daily operations. He Tweets about the hiring process and associated concepts. Visit wellness.com for more info.

Brian Torchin is more than qualified to run the show at HCRC Staffing. This executive is equipped with a substantial background in the large staffing field. He was in charge of the operations and recruitment practices of all kinds of medical centers located in states such as Florida, Delaware and Pennsylvania. He handled all of these things for years and years at a time. He has offered his staffing expertise to all kinds of clinics. He’s managed staffing responsibilities for physical therapists, chiropractors, physicians and even physician assistants.

This managing partner is the type of professional who concentrates on all of the small nuances in his field. He’s also a motivated professional who works endlessly to establish strong and solid client ties. Brian Torchin manages all sorts of career duties with regularity. He always has something new to do. He works hard to squeeze in the time to blog on the company’s official website as well. The company has a blog that aims to communicate with its client base regularly. Torchin writes in-depth posts that go into all varieties of relevant subjects. He often discusses the idea of making marketing on the Internet a lot easier. He frequently discusses the concept of A+ nurse practitioner and physician assistant recruitment methods. He even talks about the interviewing process in the medical community.See: https://vimeo.com/briantorchin

 

Career Background of Brian Torchin

Brian Torchin is a medical professional who has been in the medical field for more than 34 years. With this full package experience, he has been able to point out some of the problems that medical professionals go through. During his practice, he noted that medical practitioners have a difficult time to hire the right staff. Moreover, he identified the need for quality staffing and the impact it has on the development of the career of a medical practitioner. Thus, he decided to come up with a staffing agency that would help medical practitioners to realize their goals efficiently.

During his practice as a medical profession, he had vast knowledge and expertise in treating spinal misalignment. Besides, he offered both treatment and consultation who suffered from neck pains and spinal problems. Read more on vimeo.com about Brian Torchin

The Idea of HCRC

For you to lead a successful career or business, you need to have a devoted team that is dedicated to meeting the set-out objectives. For instance, if you are in a medical field, you need to have receptionists and medical practitioners who represent the services you offer. Note that, they will be interacting with the patients most of the time.

Hiring the right person for a job is sometimes hectic and complicated. First, it ’s, and you will have to spend additional funds. This is not favorable for most medical practitioners. Due to these ordeals and unreliable processes, Brian Torchin decided to come up with an HCRC staffing agency that would ascertain that medical practitioners hire the right staff for the job.

Being in the medical field, he urges his fellow medics to seek refuge in his staffing firm so that they can enjoy the following benefits;

Simple Hiring and Placement Service

As discussed, it is quite complicated to hire the right candidate in the medical field. However, consulting HCRC staffing agency will ensure that you get the right staff for your job. Brian understands the kind of team that medics need and works to ensure they get quality staff. Once you contact his agency, you can be sure that the results will be promising. Read more: http://www.slideshare.net/BrianTorchin

 

Great Investments Insights Potential Investors Get From Igor Cornelsen

On the first 10 countries with the largest economy in the world, Brazil is ranked eighth. You now know why this country has always produced some of the greatest and most brilliant investors. Igor Cornelsen is among the esteemed investors you find in this country. He was born and grew up in Brazil. He is known for the great impact he has in the banking sector in Brazil. He owns the big Bahamas-based firm called Bainbridge Investments Inc. Igor uses this firm to help other potential investors get the skills and strategies they need to realize their dreams. He has actually used Bainbridge Investments to transform the lives of many people in Brazil over the years.

Igor had worked in different Brazilian banking firms, and he has held leadership positions there. After working in the banking sector for a while, he quit the banking sector to concentrate on investments. He has always advised the potential investors to first assess the firms they want to invest in. According to Igor, it is a blow to invest in a firm struggling to get out of financial problems. He has for a long time helped investors to get profits through selling damaged or declining stocks. Damaged stocks are affordable and cheaper, and they usually pick up when the market attains stability. He says it is not possible to enjoy long-term gains from any investment without dedication.

Many people respect Igor Cornelsen for the knowledge he has in different investment areas. He always gives unbiased opinions on different business areas to those who go for advice from him. Igor is said to have advised one of the US prominent companies called Burger King on investment. In most investment publications and websites, you will always find his name featured. Igor has offered reliable investment consultations to corporations and individuals. Golf is among the top hobbies Igor enjoys. He spends time in South Florida golf courses when he is not providing investment advice to anyone. He has been in the investment industry for a long time. He now understands the demerits and merits of some of the investment decisions people make. He advises potential investors to invest in countries like China since it is one of the largest trading partners Brazil has today.

Educators can now Create Meaningful Communication Communities with Class Dojo

The process of communication is important for all people. This is especially true for individuals who are involved within the field of education. Teachers from all over the world know that keeping in touch with their peers is a vital part of their jobs. Without peer to peer communication, a teacher’s life would be lonely and even frustrating at times. Thankfully, educators now have tools like Class Dojo to help remedy this problem.

Class Dojo was originally created to help parents and teachers to keep in touch with one another. The app was also designed to create a dynamic classroom community between teachers and their students. Another great benefit of Class Dojo is its communication features. Teachers can use this app to share their feelings about work, to discover new teaching methods and to keep up with the latest news that is impacting their field.

They can send text messages through the Class Dojo app. They can also exchange photos and even send videos. Teachers can even exchange their numbers to call each other up discuss to have a talk about student performance or the best way to manage their workload outside of their jobs.

Communication on Class Dojo can be simple and strait forward. Once a teacher starts to use this app, they will be able to talk with teachers locally, in their state, across their country and the world. Remember that educators from different countries are also using Class Dojo in their classrooms. The app’s value is not limited to the American field of education. Teachers in Britain, Germany and Canada also utilize it for their pupils.

Class Dojo provides teachers with a great way to help one another. Since communication is a huge factor in any relationship, Class Dojo will definitely help any teacher to get the most of their work experience. Many teachers agree that Class Dojo is an amazing piece of technology that helps to change the way how teachers interact with students and with each other.

OSI Industries’ Transition to a Multinational Company

OSI Industries is a privately owned holding meat processor company in the United States of America with its international headquarters situated in Aurora, Illinois. The company serves not only the retail but also the food service industries globally. The meat processing company was established in 1909 and today, it is referred to as the premier global food provider by other global leading brands in the industry. OSI Industries supplies its customers with fresh and quality products at affordable prices.

OSI Industries is currently one of the leading food production companies in the whole world. The company has approximately 20,000 employees in 65 OSI facilities situated in 17 countries. The company emerged from a butcher shop to a leading multinational food company. The history of OSI Industries is rooted deep in the American immigration experience. Otto Kolschowsky was a member of the German-immigrant community that settled in Chicago during the 20th century. The German immigrants totaled a quarter of the population in the town. The thriving city of Chicago was then both the country’s industrial center and the entry point for new immigrants who wanted to develop farms in the plains.

In 1909, Otto Kolschowsky established a tiny retail meat center and a butcher shop so as to serve his community two years after immigrating into the United States. He was good in managing his business and ten years later, at the end of the First World War, the butcher shop has grown meat wholesale business. It also expanded its operations to Maywood in the Chicago suburbs. Within ten years, the immigrant family business was renamed Otto & Sons in 1928. The company continued to expand up to the end of the Second World War. During the post war economic period, the demand for food and expansion of businesses increased and two small families formed a business alliance. Ray Kroc, the founder and owner of the McDonald’s restaurant has a handshake deal with the sons of Otto, Arthur and Harry, to be the company’s supplier of fresh ground meat.

The transformation of Otto & Sons regional supplier to OSI Industries, an international corporation took place after two decades. The new technology of flash freezing-cryogenic food processing method in which food is frozen with liquefied nitrogen enabled the company to supply its products to many parts of the country and globe. The process was cost-effective and fast. In 1975, OSI & Sons changed its name to OSI Industries and ever since it has been leading in supplying food products globally.

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